Eligibility
Employees who work at least 1,320 per year are eligible for medical coverage the first of the month, following 30 days of employment. If you elect coverage, your dependents may also be eligible for health insurance coverage. (spousal/domestic partner exclusion may apply to the medical plan)
Eligible Dependents include:
- Spouse: legally married spouse of eligible employee
- Domestic Partner: same or opposite gender (affidavit is required)
- Dependent Child: a child of an employee, up to age 26 (end of the month of the 26th birthday) and qualifies as one or more of the following:
- Natural Child
- Adopted Child (or child placed for adoption)
- Stepchild
- Child for whom employee has legal guardianship
- Child of domestic partner
- Grandchild for whom the employee has a court-ordered guardianship
Spousal/Domestic Partner Exclusion Policy:
A spouse/domestic partner who has group medical coverage through his/her employer, where at least 50% of the monthly premium is paid by his/her employer, is not eligible to enroll in the city/county medical plans. For those employees whose spouse/domestic partner is still eligible, an electronic affidavit will be completed during the online enrollment process. The spousal exclusion only applies to the medical plans. The exclusion does not apply to a city or county employee who is married to a city or county employee.
Helpful Resources
My Health Savings Account
If you participate in the High Deductible Health Plan through City of Indianapolis/Marion County, you may be able to set aside money in a Health Savings Account before taxes are deducted to pay for eligible medical, dental and vision expenses. An HSA is similar to a flexible spending account in that you are eligible to pay for health care expenses with pre-tax dollars. An advantage of an HSA is that unused money in an HSA account is not forfeited at the end of the year and is carried forward. Additionally, your HSA account is yours to keep, which means that you can take it with you if you change jobs or retire. If you have any money remaining in your HSA after your retirement, you may withdraw the money as cash.
Q. How much money can I contribute to my HSA?
A. In 2025, the maximum contribution as set by the IRA for an individual account is $4,300 and the maximum contribution for family coverage is $8,550.
The IRS maximum contribution limits include both employee and employer contributions.
Those over the age of 55 can make an additional “catch-up” contribution of $1,000. These limits are the same regardless of the source of the contribution.
Please see additional Lively HSA resource links below:
Helpful Resources
Support Contact details:
support@livelyme.com
888-348-2083
Monday – Friday
6:00am – 6:00pm PT
My Dental Benefits
Helpful Resources
My Vision Benefits
Please contact the Leave of Absence Coordinator for information regarding the Short Term Disability Program.
317-327-5882
Broadspire Services (for FMLA/STD/WC)
1-877-232-0448
References
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References
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